More than a budget.
Your roadmap to freedom.
Trupence is a private wealth command center designed for long-term freedom, not just monthly budgeting. Securely aggregate your checking, savings, and investments, track rollover budgets, and forecast your exact timeline to financial independence.
Designed for early retirement.
Most tools show you where your money went this month. Trupence shows you where your wealth is compounding over the next thirty years.
Overview Workspace
Your financial command center. View your real-time net worth, track aggregate cash flows, and monitor asset allocations across checking, savings, brokerage, and real estate accounts in a single workspace.
Unified Ledger
A single synchronized repository of all your financial activity. View and review transactions from all connected institutions. Search, apply custom tag filters, set category overrides, and analyze transaction details seamlessly.
Rollover Budgets
Budgets that scale with your life. Set monthly spending targets for custom categories that automatically roll over positive or negative balances to the next month, maintaining long-term accountability.
Planning & Projections
Model your timeline to early retirement. Project compound growth rates, calculate safe withdrawal ratios, and model social security or pension benefit gaps to see when you will achieve financial independence.
Secure Aggregation
Connect checking, savings, brokerage, and liability accounts via Plaid & Finicity APIs into a single synchronized ledger.
Wealth & FIRE Planning
Plan budgets with dynamic category rollovers and model your timeline to financial independence with advanced forecasting tools.
AI-Powered Advisor
Converse directly with your financial ledger inside a private chat window to review spending behaviors and uncover insights.