Smart Budgeting + Long-Term Independence

Smart daily budgeting.
Lifelong financial independence.

Trupence brings your everyday cash flow and long-term goals together into one sleek command center. Securely aggregate all your accounts, track rollover budgets, and model your clear timeline to financial independence.

https://app.trupence.com
Trupence Desktop Dashboard
Trupence Mobile Dashboard

Built for daily clarity. Engineered for wealth.

Manage day-to-day spending with confidence while keeping your eyes on your long-term path to financial independence.

01 • Account Command Center

Overview Workspace

View your complete financial posture in a single workspace. Synchronize checking, savings, brokerage, real estate, and loan balances for real-time net worth calculation.

  • Real-time aggregate net worth tracking
  • Automatic multi-institution account syncing
  • Cash flow and asset distribution breakdowns
https://app.trupence.com/dashboard
Trupence Overview Dashboard
Trupence Mobile Overview
02 • Transaction Tracking

Unified Ledger

A single synchronized repository of all your spending and deposits across every account. Easily search, tag, apply category overrides, and review transaction details.

  • Cross-account instant transaction search
  • Custom category rules & merchant auto-tagging
  • Detailed transaction insights and spending history
https://app.trupence.com/transactions
Trupence Transaction Ledger
Trupence Mobile Transactions
03 • Flexible Budgeting

Rollover Budgets

Monthly budgets built for real life. Set custom spending limits that automatically roll positive or negative balances into the next month, maintaining long-term accountability.

  • Automatic month-to-month balance rollovers
  • Flexible category targets tailored to your lifestyle
  • Real-time budget status and spending alerts
https://app.trupence.com/budgets
Trupence Budget Rollovers
Trupence Mobile Budgets
04 • Wealth & Independence

Financial Independence Planning

Map your timeline to true financial freedom. Project compound wealth growth, model custom investment returns, and see exactly when your portfolio reaches financial independence.

  • Dynamic compound growth and savings rate modeling
  • Safe withdrawal capacity & milestone forecasting
  • Interactive timeline projections tailored to your goals
https://app.trupence.com/planning
Trupence Financial Independence Planner
Trupence Mobile Planner

Quiltt Multi-Account Sync

Connect checking, savings, brokerage, and debt accounts via Quiltt multi-aggregator API connections into one synchronized ledger.

Smart Budgeting & Independence

Combine flexible monthly category rollovers with long-term wealth projections to reach financial freedom on your terms.

Private Financial Assistant

Converse directly with your financial ledger inside a private assistant window to review cash flow trends and savings habits.

Bank-Grade Trust Standard

Built with security and privacy at the center.

Your financial data is strictly read-only. Powered by Quiltt multi-aggregator API connections, bank-level 256-bit encryption, and a subscription business model that never sells your data.

Zero Password Access: You log in directly on your bank's website.
Strictly Read-Only: We cannot move money or process transfers.
Zero Data Selling: Funded purely by subscription revenue.